Terms of Use

Welcome to Credit Objects (“Website”, “we”, “our”, or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, including any content, functionality, and services offered on or through the website.

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website.

Use of Website

You agree to use the Website only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that your access to this Website and the information available on or through it are legal in each jurisdiction in which you access or view the Website.

Intellectual Property

All content, features, and functionality (including but not limited to text, graphics, logos, images, audio, video, and software) on the Website are the intellectual property of Credit Objects or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, distribute, modify, create derivative works, publicly display, or otherwise use any content from this Website without our prior written permission.

User Content

If you submit or post content on the Website (e.g., comments, feedback, or other materials), you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute such content for any purpose.

You agree that your content does not violate any third-party rights or laws and is not offensive, defamatory, or otherwise inappropriate.

Limitation of Liability

To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damage arising out of your use of, or inability to use, the Website or its content.

Links to Third-Party Websites

The Website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume any responsibility for the content or practices of any third-party sites.

Changes to Terms

We may revise and update these Terms at any time. All changes are effective immediately when posted. Your continued use of the Website after changes means you accept and agree to the new Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of Australia without regard to its conflict of law principles.